Financial Advice Doesn’t Help! You Need Cash Now!
If you were to search the internet for tips on how to earn some extra cash, the results may not be exactly what you were hoping for. You’ll be taken to a bunch of blogs that describe ways for you to build an emergency fund, start a side hustle, or sell your belongings through the online classifieds. Sure, that’s all good advice when you have the time to spare. However, most financial emergencies happen suddenly and require immediate resolution. So, what do you do when you need cash now?
Ask People You Know
One of the fastest ways to get your hands on some cash in an instant with no strings attached would be to ask someone you know. Friends, family, and even your co-workers may be willing to lend you a helping hand. Since there’s no interest or other associated costs involved, it saves you a lot of money. Just be sure to pay it back so you don’t put them in any financial danger or ruin your relationship.
Get a Loan Online
Have you considered cash advance loans as a quick money option? If the people you know can’t be of much help, hop on your computer or mobile device and apply for a cash advance loan. These are short-term emergency loans offered by private online lenders. The installment loan is easy to apply for. You’ll need to provide basic contact information, proof of employment, and a valid checking or savings account. If you meet the criteria, you will receive a cash deposit within one business day. The repayment amount is broken into several small monthly payments which makes it easier to repay.
Sell Your Jewelry
Though planning a yard sale, uploading pics of your belongings to a mobile app for sale, or posting an ad in the classifieds could take weeks to conjure up some cash, you can get rid of valuables like jewelry fairly quickly. Take any jewelry you have in the home and head to the nearest pawn shop. You have several options. If the jewelry is old, you can sell your gold for cash. If you want to keep the jewelry, you can take out a loan using it as collateral.
A tried and true method for earning cash the same day is offering lawn services in your neighborhood. If you have basic supplies like a rake, broom, shovel, dustpan, garbage bags, and a lawn mower, you can walk around and offer to tend to your neighbor’s yard for cash. Most people are glad to pay someone else to do their weekend chores and would happily give you $20 or more for your services. Depending on how many yards you complete, you could accumulate several hundred dollars.
Help Someone Move
The online classifieds are filled with advertisements from people looking to get help for cash. Check to see if there are people nearby who are moving within the next few days. They may need someone to help pack or load the truck to make the move easier. Offering sometimes, several hundred dollars in cash, you could easily handle your financial emergency.
If you’ve got some time on your hands and a full tank of gas, you can make money the same day. Offer to run errands for people in your neighborhood, at your job, or even online for a fee. There are plenty of people who don’t have enough time in the day to get everything done. You could be paid to go to the grocery store, drop something off at the post office, or to pick up dry cleaning. Either way, the money could add up quickly.
The advice you read about online on ways to earn extra money is great - when you have a lot of time on your hands. However, when an emergency arises that needs to be handled in the next 24-72 hours, that advice does you no good. If you’re dealing with a problem that requires cash now, use the advice above and get the matter resolved. Then, start considering other tips to get your finances in order for the future.